/* ============================================================
   Insurance Foundation of America — styles.css
   Classy institutional design: deep navy, warm ivory, aged gold.
   Type: Fraunces (display serif) + Inter (text sans).
   ============================================================ */

:root {
  --ink: #0e2438;
  --ink-2: #14304b;
  --ink-3: #1d4067;
  --paper: #f9f6f0;
  --paper-2: #f1ebdf;
  --white: #ffffff;
  --gold: #b9922e;
  --gold-2: #d4af4e;
  --gold-soft: #ecdfc0;
  --text: #2b3b4b;
  --muted: #5d6b7a;
  --line: rgba(14, 36, 56, 0.14);
  --line-dark: rgba(255, 255, 255, 0.16);
  --shadow: 0 24px 60px -24px rgba(14, 36, 56, 0.28);
  --radius: 10px;
  --ease: cubic-bezier(0.22, 1, 0.36, 1);
  --serif: "Fraunces", Georgia, "Times New Roman", serif;
  --sans: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--sans);
  font-size: 1.0625rem;
  line-height: 1.7;
  color: var(--text);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
}

::selection { background: var(--gold-soft); color: var(--ink); }

img { max-width: 100%; display: block; }

a { color: var(--ink-2); }

h1, h2, h3, h4 {
  font-family: var(--serif);
  color: var(--ink);
  line-height: 1.15;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.container {
  width: min(1140px, 92%);
  margin-inline: auto;
}

.narrow { max-width: 760px; margin-inline: auto; }

/* ---------- Eyebrows, ledes, rules ---------- */

.eyebrow {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 1.1rem;
}

.eyebrow::before {
  content: "";
  display: inline-block;
  width: 2rem;
  height: 1px;
  background: var(--gold);
  vertical-align: middle;
  margin-right: 0.75rem;
}

.lede {
  font-size: 1.2rem;
  color: var(--muted);
  line-height: 1.65;
}

.gold-rule {
  width: 3.5rem;
  height: 2px;
  background: var(--gold);
  border: 0;
  margin: 2rem 0;
}

.gold-rule.center { margin-inline: auto; }

em.accent {
  font-family: var(--serif);
  font-style: italic;
  color: var(--gold-2);
  font-weight: 500;
}

.on-light em.accent { color: var(--gold); }

/* ---------- Buttons ---------- */

.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.6rem;
  font-family: var(--sans);
  font-size: 0.95rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  text-decoration: none;
  padding: 0.85rem 1.6rem;
  border-radius: 6px;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform 0.35s var(--ease), box-shadow 0.35s var(--ease),
    background 0.35s var(--ease), color 0.35s var(--ease), border-color 0.35s var(--ease);
}

.btn .arrow { transition: transform 0.35s var(--ease); }

.btn:hover { transform: translateY(-2px); }
.btn:hover .arrow { transform: translateX(4px); }

.btn-gold {
  background: linear-gradient(135deg, var(--gold-2), var(--gold));
  color: var(--ink);
  box-shadow: 0 10px 24px -10px rgba(185, 146, 46, 0.55);
}

.btn-gold:hover { box-shadow: 0 16px 32px -12px rgba(185, 146, 46, 0.7); }

.btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: var(--line-dark);
}

.btn-ghost:hover { border-color: var(--gold-2); color: var(--gold-2); }

.btn-navy {
  background: var(--ink);
  color: var(--white);
}

.btn-navy:hover { background: var(--ink-3); }

.btn-outline {
  background: transparent;
  color: var(--ink);
  border-color: var(--line);
}

.btn-outline:hover { border-color: var(--gold); color: var(--gold); }

.text-link {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--gold);
  padding-bottom: 2px;
  transition: color 0.3s var(--ease), gap 0.3s var(--ease);
}

.text-link:hover { color: var(--gold); gap: 0.8rem; }

/* ---------- Header ---------- */

.site-header {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 100;
  background: rgba(14, 36, 56, 0.92);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid transparent;
  transition: border-color 0.4s var(--ease), box-shadow 0.4s var(--ease);
}

.site-header.scrolled {
  border-bottom-color: var(--line-dark);
  box-shadow: 0 12px 40px -20px rgba(0, 0, 0, 0.5);
}

.announce-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 38px;
  padding: 0 1rem;
  background: linear-gradient(90deg, var(--gold-2), var(--gold));
  color: var(--ink);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.03em;
  text-decoration: none;
  white-space: nowrap;
  overflow: hidden;
  transition: filter 0.3s var(--ease);
}

.announce-bar:hover { filter: brightness(1.06); }

.announce-bar .see {
  text-decoration: underline;
  text-underline-offset: 3px;
}

.announce-bar .short { display: none; }

@media (max-width: 700px) {
  .announce-bar .long { display: none; }
  .announce-bar .short { display: inline; }
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 78px;
  gap: 1.5rem;
}

.brand {
  display: flex;
  align-items: center;
  gap: 0.8rem;
  text-decoration: none;
  color: var(--white);
}

.brand-mark { display: grid; place-items: center; }

.brand-text {
  font-family: var(--serif);
  line-height: 1.15;
  display: flex;
  flex-direction: column;
}

.brand-text strong {
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: 0.01em;
}

.brand-text span {
  font-size: 0.72rem;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--gold-2);
  font-family: var(--sans);
  font-weight: 500;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 1.7rem;
}

.site-nav a:not(.btn) {
  position: relative;
  color: rgba(255, 255, 255, 0.82);
  text-decoration: none;
  font-size: 0.92rem;
  font-weight: 500;
  padding: 0.3rem 0;
  transition: color 0.3s var(--ease);
}

.site-nav a:not(.btn)::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 100%;
  height: 1px;
  background: var(--gold-2);
  transform: scaleX(0);
  transform-origin: right;
  transition: transform 0.4s var(--ease);
}

.site-nav a:not(.btn):hover,
.site-nav a:not(.btn).active { color: var(--white); }

.site-nav a:not(.btn):hover::after,
.site-nav a:not(.btn).active::after {
  transform: scaleX(1);
  transform-origin: left;
}

.site-nav .btn { padding: 0.6rem 1.2rem; font-size: 0.88rem; }

.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: 0;
  cursor: pointer;
  padding: 8px;
}

.nav-toggle span {
  width: 24px;
  height: 2px;
  background: var(--white);
  transition: transform 0.35s var(--ease), opacity 0.35s var(--ease);
}

/* ---------- Hero (home) ---------- */

.hero {
  position: relative;
  background: var(--ink);
  color: var(--white);
  padding: 238px 0 130px;
  overflow: hidden;
}

.hero-orbs { position: absolute; inset: 0; pointer-events: none; }

.orb {
  position: absolute;
  border-radius: 50%;
  filter: blur(70px);
  opacity: 0.5;
  animation: drift 22s ease-in-out infinite alternate;
}

.orb-1 {
  width: 560px; height: 560px;
  right: -140px; top: -180px;
  background: radial-gradient(circle, rgba(212, 175, 78, 0.32), transparent 65%);
}

.orb-2 {
  width: 640px; height: 640px;
  left: -220px; bottom: -260px;
  background: radial-gradient(circle, rgba(29, 64, 103, 0.9), transparent 65%);
  animation-delay: -8s;
}

.orb-3 {
  width: 320px; height: 320px;
  left: 45%; top: 10%;
  background: radial-gradient(circle, rgba(212, 175, 78, 0.14), transparent 65%);
  animation-delay: -14s;
  animation-duration: 28s;
}

@keyframes drift {
  from { transform: translate(0, 0) scale(1); }
  to { transform: translate(60px, 40px) scale(1.12); }
}

.hero-grid-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.035) 1px, transparent 1px);
  background-size: 72px 72px;
  mask-image: radial-gradient(ellipse 90% 80% at 50% 20%, black 30%, transparent 75%);
  -webkit-mask-image: radial-gradient(ellipse 90% 80% at 50% 20%, black 30%, transparent 75%);
  pointer-events: none;
}

.hero-content { position: relative; max-width: 820px; }

.hero h1 {
  color: var(--white);
  font-size: clamp(2.6rem, 5.6vw, 4.4rem);
  font-weight: 600;
  margin-bottom: 1.6rem;
}

.hero .lede {
  color: rgba(255, 255, 255, 0.78);
  max-width: 640px;
  margin-bottom: 2.6rem;
}

.hero-ctas { display: flex; flex-wrap: wrap; gap: 1rem; }

.scroll-cue {
  position: absolute;
  bottom: 2.2rem;
  left: 50%;
  transform: translateX(-50%);
  width: 26px;
  height: 42px;
  border: 1.5px solid rgba(255, 255, 255, 0.35);
  border-radius: 14px;
}

.scroll-cue::after {
  content: "";
  position: absolute;
  top: 8px;
  left: 50%;
  width: 3px;
  height: 8px;
  margin-left: -1.5px;
  border-radius: 3px;
  background: var(--gold-2);
  animation: cue 2.2s var(--ease) infinite;
}

@keyframes cue {
  0% { transform: translateY(0); opacity: 1; }
  70% { transform: translateY(12px); opacity: 0; }
  100% { transform: translateY(0); opacity: 0; }
}

/* ---------- Page hero (inner pages) ---------- */

.page-hero {
  position: relative;
  background: var(--ink);
  color: var(--white);
  padding: 208px 0 90px;
  overflow: hidden;
}

.page-hero h1 {
  color: var(--white);
  font-size: clamp(2.2rem, 4.4vw, 3.4rem);
  max-width: 860px;
}

.page-hero .lede {
  color: rgba(255, 255, 255, 0.75);
  max-width: 680px;
  margin-top: 1.4rem;
}

/* ---------- Sections ---------- */

.section { padding: 100px 0; }

.section-white { background: var(--white); }

.section-dark {
  background: linear-gradient(180deg, var(--ink) 0%, var(--ink-2) 100%);
  color: rgba(255, 255, 255, 0.82);
}

.section-dark h2, .section-dark h3 { color: var(--white); }

.section-head { max-width: 720px; margin-bottom: 3.5rem; }

.section-head.center { margin-inline: auto; text-align: center; }

.section-head.center .eyebrow::before { display: none; }

h2.section-title {
  font-size: clamp(1.9rem, 3.4vw, 2.7rem);
  margin-bottom: 1rem;
}

/* ---------- Two-column feature ---------- */

.split {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 4.5rem;
  align-items: center;
}

.split.reverse { direction: rtl; }
.split.reverse > * { direction: ltr; }

.prose p + p { margin-top: 1.15rem; }

.prose .strong-line {
  font-family: var(--serif);
  font-size: 1.3rem;
  font-style: italic;
  color: var(--ink);
  line-height: 1.45;
  margin-top: 1.8rem;
}

.section-dark .prose .strong-line { color: var(--gold-2); }

/* ---------- Image placeholders ---------- */

.img-frame {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.img-frame img { width: 100%; height: 100%; object-fit: cover; }

.img-frame::after {
  content: "";
  position: absolute;
  inset: 12px;
  border: 1px solid rgba(212, 175, 78, 0.35);
  border-radius: 6px;
  pointer-events: none;
}

.img-caption {
  margin-top: 0.9rem;
  font-size: 0.85rem;
  color: var(--muted);
  letter-spacing: 0.02em;
}

.img-collage { position: relative; padding-bottom: 3.5rem; }

.img-collage .img-frame.primary { width: 88%; }

.img-collage .img-frame.secondary {
  position: absolute;
  width: 58%;
  right: 0;
  bottom: 0;
  border: 6px solid var(--paper);
}

.section-white .img-collage .img-frame.secondary { border-color: var(--white); }

/* ---------- Stat band ---------- */

.stat-band {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3.5rem;
  padding-top: 2.8rem;
  border-top: 1px solid var(--line);
}

.stat .stat-num {
  font-family: var(--serif);
  font-size: clamp(2.4rem, 4vw, 3.4rem);
  font-weight: 600;
  color: var(--ink);
  line-height: 1;
}

.stat .stat-num .up { color: var(--gold); }

.stat p {
  margin-top: 0.7rem;
  font-size: 0.95rem;
  color: var(--muted);
  max-width: 26ch;
}

.closing-line {
  margin-top: 3.2rem;
  text-align: center;
  font-family: var(--serif);
  font-style: italic;
  font-size: clamp(1.35rem, 2.4vw, 1.8rem);
  color: var(--ink);
}

/* ---------- Cards ---------- */

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.8rem;
}

.card {
  position: relative;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2.4rem 2.1rem 2.1rem;
  display: flex;
  flex-direction: column;
  overflow: hidden;
  transition: transform 0.45s var(--ease), box-shadow 0.45s var(--ease);
}

.card::before {
  content: "";
  position: absolute;
  top: 0; left: 0;
  width: 100%;
  height: 3px;
  background: linear-gradient(90deg, var(--gold-2), var(--gold));
  transform: scaleX(0);
  transform-origin: left;
  transition: transform 0.5s var(--ease);
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow);
}

.card:hover::before { transform: scaleX(1); }

.card-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  display: grid;
  place-items: center;
  background: linear-gradient(140deg, rgba(212, 175, 78, 0.16), rgba(185, 146, 46, 0.07));
  border: 1px solid rgba(185, 146, 46, 0.3);
  margin-bottom: 1.5rem;
  color: var(--gold);
}

.card h3 { font-size: 1.3rem; margin-bottom: 0.8rem; }

.card p { font-size: 0.97rem; color: var(--muted); flex: 1; }

.card .text-link { margin-top: 1.6rem; align-self: flex-start; }

/* ---------- Why Now / solemn band ---------- */

.solemn { text-align: center; }

.solemn .narrow p + p { margin-top: 1.3rem; }

.solemn p { font-size: 1.1rem; }

.solemn .answer {
  font-family: var(--serif);
  font-size: clamp(1.4rem, 2.6vw, 1.9rem);
  font-style: italic;
  color: var(--gold-2);
  margin-top: 2.4rem;
  line-height: 1.4;
}

/* ---------- Funding strip ---------- */

.funding-strip {
  background: var(--paper-2);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: 64px 0;
}

.funding-strip .inner {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 2.5rem;
  align-items: center;
}

.funding-strip .seal { color: var(--gold); }

.funding-strip p {
  font-size: 1.05rem;
  color: var(--text);
  max-width: 62ch;
}

/* ---------- Values grid ---------- */

.values-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.8rem;
}

.value-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 2rem 2.1rem;
  transition: transform 0.45s var(--ease), box-shadow 0.45s var(--ease);
}

.value-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }

.value-card h3 { font-size: 1.25rem; margin-bottom: 0.7rem; }

.value-card p { font-size: 0.97rem; color: var(--muted); }

/* ---------- Pull quote ---------- */

.pull-quote {
  position: relative;
  margin: 3rem 0;
  padding: 2.2rem 2.5rem;
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--line);
  box-shadow: var(--shadow);
  font-family: var(--serif);
  font-size: 1.35rem;
  font-style: italic;
  line-height: 1.5;
  color: var(--ink);
}

.pull-quote::before {
  content: "\201C";
  position: absolute;
  top: -0.4rem;
  left: 1.4rem;
  font-size: 5rem;
  line-height: 1;
  color: var(--gold-soft);
  font-style: normal;
}

/* ---------- Timeline ---------- */

.timeline { position: relative; padding-left: 2.2rem; }

.timeline::before {
  content: "";
  position: absolute;
  left: 6px;
  top: 6px;
  bottom: 6px;
  width: 1px;
  background: var(--line);
}

.timeline-item { position: relative; padding-bottom: 2.4rem; }

.timeline-item:last-child { padding-bottom: 0; }

.timeline-item::before {
  content: "";
  position: absolute;
  left: -2.2rem;
  top: 8px;
  width: 13px;
  height: 13px;
  border-radius: 50%;
  background: var(--paper);
  border: 3px solid var(--gold);
}

.timeline-item .when {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold);
}

.timeline-item h3 { font-size: 1.2rem; margin: 0.3rem 0 0.5rem; }

.timeline-item p { font-size: 0.98rem; color: var(--muted); }

/* ---------- Program sections ---------- */

.program { padding: 90px 0; }

.program + .program { border-top: 1px solid var(--line); }

.program-tag {
  display: inline-block;
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
  border: 1px solid rgba(185, 146, 46, 0.4);
  border-radius: 999px;
  padding: 0.35rem 1rem;
  margin-bottom: 1.4rem;
}

.program-tag.launch {
  background: linear-gradient(135deg, var(--gold-2), var(--gold));
  color: var(--ink);
  border-color: transparent;
  margin-left: 0.5rem;
}

.feature-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
  margin-top: 2.5rem;
}

.feature {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 1.6rem 1.7rem;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease);
}

.feature:hover { transform: translateY(-4px); box-shadow: var(--shadow); }

.feature h4 { font-size: 1.08rem; margin-bottom: 0.5rem; }

.feature p { font-size: 0.92rem; color: var(--muted); }

/* ---------- Fairness Score sample card ---------- */

.score-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 2.2rem;
  max-width: 460px;
}

.score-card .sc-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1rem;
  padding-bottom: 1.4rem;
  border-bottom: 1px solid var(--line);
  margin-bottom: 1.5rem;
}

.score-card .sc-label {
  font-size: 0.72rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--gold);
}

.score-card .sc-company {
  font-family: var(--serif);
  font-size: 1.25rem;
  color: var(--ink);
  margin-top: 0.2rem;
}

.grade-ring {
  --pct: 72%;
  width: 84px;
  height: 84px;
  border-radius: 50%;
  flex-shrink: 0;
  background: conic-gradient(var(--gold) var(--pct), var(--paper-2) 0);
  display: grid;
  place-items: center;
}

.grade-ring i {
  width: 68px;
  height: 68px;
  border-radius: 50%;
  background: var(--white);
  display: grid;
  place-items: center;
  font-family: var(--serif);
  font-style: normal;
  font-size: 1.7rem;
  font-weight: 600;
  color: var(--ink);
}

.score-bars { display: flex; flex-direction: column; gap: 1rem; }

.score-bars .row-label {
  display: flex;
  justify-content: space-between;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--muted);
  margin-bottom: 0.35rem;
}

.bar {
  height: 7px;
  border-radius: 4px;
  background: var(--paper-2);
  overflow: hidden;
}

.bar i {
  display: block;
  height: 100%;
  width: 0;
  border-radius: 4px;
  background: linear-gradient(90deg, var(--gold-2), var(--gold));
  transition: width 1.3s var(--ease) 0.3s;
}

.in .bar i, .revealed .bar i { width: var(--w); }

.score-card .sc-note {
  margin-top: 1.5rem;
  font-size: 0.78rem;
  color: var(--muted);
  font-style: italic;
}

/* ---------- Numbered blocks (Council) ---------- */

.numbered { counter-reset: step; display: grid; gap: 1.8rem; }

.numbered-item {
  counter-increment: step;
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: 1.8rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2.2rem;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease);
}

.numbered-item:hover { transform: translateY(-4px); box-shadow: var(--shadow); }

.numbered-item::before {
  content: "0" counter(step);
  font-family: var(--serif);
  font-size: 2rem;
  font-weight: 600;
  color: var(--gold);
  line-height: 1;
  padding-top: 0.2rem;
}

.numbered-item h3 { font-size: 1.35rem; margin-bottom: 0.7rem; }

.numbered-item p { color: var(--muted); font-size: 0.98rem; }

.check-list { list-style: none; margin-top: 1.2rem; display: grid; gap: 0.7rem; }

.check-list li {
  position: relative;
  padding-left: 2rem;
  font-size: 0.97rem;
  color: var(--text);
}

.check-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.32rem;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--gold);
  -webkit-mask: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="black" stroke-width="3" stroke-linecap="round" stroke-linejoin="round"><path d="M20 6L9 17l-5-5"/></svg>') center / contain no-repeat;
  mask: url('data:image/svg+xml;utf8,<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 24 24" fill="none" stroke="black" stroke-width="3" stroke-linecap="round" stroke-linejoin="round"><path d="M20 6L9 17l-5-5"/></svg>') center / contain no-repeat;
}

/* ---------- Guarantee band ---------- */

.guarantee {
  border: 1px solid rgba(212, 175, 78, 0.4);
  border-radius: var(--radius);
  padding: 3rem;
  background:
    radial-gradient(600px 200px at 15% 0%, rgba(212, 175, 78, 0.08), transparent),
    linear-gradient(180deg, var(--ink), var(--ink-2));
  color: rgba(255, 255, 255, 0.85);
}

.guarantee h3 {
  color: var(--gold-2);
  font-size: 1.5rem;
  margin-bottom: 1rem;
}

/* ---------- Pathways (Get Involved) ---------- */

.pathway {
  display: grid;
  grid-template-columns: 90px 1fr auto;
  align-items: center;
  gap: 2.2rem;
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2rem 2.4rem;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease), border-color 0.4s var(--ease);
}

.pathway:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow);
  border-color: rgba(185, 146, 46, 0.45);
}

.pathway + .pathway { margin-top: 1.4rem; }

.pathway .pw-num {
  font-family: var(--serif);
  font-size: 2.6rem;
  font-weight: 600;
  color: var(--gold-soft);
  line-height: 1;
  transition: color 0.4s var(--ease);
}

.pathway:hover .pw-num { color: var(--gold); }

.pathway h3 { font-size: 1.25rem; margin-bottom: 0.4rem; }

.pathway p { font-size: 0.95rem; color: var(--muted); max-width: 56ch; }

/* ---------- FAQ accordion ---------- */

.accordion { display: grid; gap: 1rem; }

.acc-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  transition: box-shadow 0.4s var(--ease), border-color 0.4s var(--ease);
}

.acc-item.open { border-color: rgba(185, 146, 46, 0.45); box-shadow: var(--shadow); }

.acc-trigger {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 1.5rem;
  background: none;
  border: 0;
  cursor: pointer;
  text-align: left;
  padding: 1.5rem 1.8rem;
  font-family: var(--serif);
  font-size: 1.15rem;
  font-weight: 600;
  color: var(--ink);
}

.acc-icon {
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  border: 1px solid var(--line);
  display: grid;
  place-items: center;
  color: var(--gold);
  transition: transform 0.4s var(--ease), background 0.4s var(--ease), color 0.4s var(--ease);
}

.acc-item.open .acc-icon {
  transform: rotate(45deg);
  background: var(--gold);
  color: var(--white);
  border-color: var(--gold);
}

.acc-panel {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.5s var(--ease);
}

.acc-panel .acc-body {
  padding: 0 1.8rem 1.6rem;
  color: var(--muted);
  font-size: 0.98rem;
}

.acc-panel .acc-body p + p { margin-top: 0.9rem; }

/* ---------- Contact ---------- */

.contact-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.8rem;
}

.contact-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2.2rem;
  text-align: center;
  transition: transform 0.4s var(--ease), box-shadow 0.4s var(--ease);
}

.contact-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }

.contact-card .card-icon { margin-inline: auto; }

.contact-card h3 { font-size: 1.15rem; margin-bottom: 0.6rem; }

.contact-card p, .contact-card a { font-size: 0.95rem; color: var(--muted); }

.contact-card a { color: var(--ink-2); font-weight: 500; }

.contact-grid > * { min-width: 0; }

.contact-card a, address a { overflow-wrap: anywhere; }

.legal-block {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 2.4rem 2.6rem;
  font-size: 0.92rem;
  color: var(--muted);
}

.legal-block h3 { font-size: 1.1rem; margin-bottom: 0.8rem; }

/* ---------- CTA band ---------- */

.cta-band {
  background:
    radial-gradient(700px 260px at 80% 0%, rgba(212, 175, 78, 0.12), transparent),
    linear-gradient(180deg, var(--ink), var(--ink-2));
  color: var(--white);
  text-align: center;
  padding: 90px 0;
}

.cta-band h2 {
  color: var(--white);
  font-size: clamp(1.8rem, 3.2vw, 2.5rem);
  margin-bottom: 1rem;
}

.cta-band p {
  color: rgba(255, 255, 255, 0.75);
  max-width: 560px;
  margin: 0 auto 2.2rem;
}

.cta-band .hero-ctas { justify-content: center; }

/* ---------- Footer ---------- */

.site-footer {
  background: #0a1b2b;
  color: rgba(255, 255, 255, 0.72);
  padding: 80px 0 0;
  font-size: 0.93rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
  gap: 3rem;
  padding-bottom: 3.5rem;
}

.footer-grid h4 {
  color: var(--white);
  font-family: var(--sans);
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  margin-bottom: 1.2rem;
}

.footer-grid ul { list-style: none; display: grid; gap: 0.65rem; }

.footer-grid a {
  color: rgba(255, 255, 255, 0.72);
  text-decoration: none;
  transition: color 0.3s var(--ease);
}

.footer-grid a:hover { color: var(--gold-2); }

.footer-brand .brand { margin-bottom: 1.2rem; }

.footer-brand p { max-width: 34ch; font-size: 0.9rem; }

.footer-legal {
  border-top: 1px solid var(--line-dark);
  padding: 2rem 0 2.5rem;
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.45);
  display: grid;
  gap: 0.8rem;
}

address { font-style: normal; line-height: 1.8; }

/* ---------- Reveal animations ---------- */

.reveal {
  opacity: 0;
  transform: translateY(26px);
  transition: opacity 0.8s var(--ease), transform 0.8s var(--ease);
}

.reveal.in { opacity: 1; transform: none; }

.reveal[data-delay="1"] { transition-delay: 0.12s; }
.reveal[data-delay="2"] { transition-delay: 0.24s; }
.reveal[data-delay="3"] { transition-delay: 0.36s; }
.reveal[data-delay="4"] { transition-delay: 0.48s; }

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .orb, .scroll-cue::after { animation: none; }
  .bar i { transition: none; width: var(--w); }
  * { transition-duration: 0.01ms !important; }
}

/* ---------- Responsive ---------- */

@media (max-width: 980px) {
  .split, .split.reverse { grid-template-columns: 1fr; gap: 3rem; }
  .card-grid { grid-template-columns: 1fr; }
  .values-grid { grid-template-columns: 1fr; }
  .feature-list { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .stat-band { grid-template-columns: 1fr; gap: 2.2rem; }
  .pathway { grid-template-columns: 1fr; gap: 1rem; }
  .pathway .pw-num { font-size: 2rem; }
  .funding-strip .inner { grid-template-columns: 1fr; gap: 1.5rem; }
  .numbered-item { grid-template-columns: 1fr; gap: 0.8rem; }

  .nav-toggle { display: flex; }

  .site-nav {
    position: fixed;
    top: 116px;
    right: 0;
    width: min(320px, 85vw);
    height: calc(100vh - 116px);
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    background: var(--ink);
    border-left: 1px solid var(--line-dark);
    padding: 1.5rem 2rem;
    transform: translateX(100%);
    transition: transform 0.45s var(--ease);
  }

  .site-nav a:not(.btn) {
    width: 100%;
    padding: 0.9rem 0;
    font-size: 1.05rem;
    border-bottom: 1px solid var(--line-dark);
  }

  .site-nav .btn { margin-top: 1.5rem; }

  body.nav-open .site-nav { transform: translateX(0); }

  body.nav-open .nav-toggle span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
  body.nav-open .nav-toggle span:nth-child(2) { opacity: 0; }
  body.nav-open .nav-toggle span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
}

@media (max-width: 640px) {
  .section { padding: 70px 0; }
  .hero { padding: 188px 0 100px; }
  .page-hero { padding: 178px 0 70px; }
  .footer-grid { grid-template-columns: 1fr; gap: 2.2rem; }
  .brand-text strong { font-size: 0.95rem; }
  .guarantee { padding: 2rem 1.6rem; }
  .pull-quote { padding: 1.8rem 1.6rem; font-size: 1.15rem; }
}